Neptune Finance Australia - Blog and Insights

As well as the updates we post on our social media, this blog will serve as a way for us to share important industry news and changes, as well as tips and tricks on all things home buying!

If there is something specific that you would like us to cover in a future blog post, please send us an email to info@neptunefinance.com.au

Why Mortgage Brokers Offer Superior Value Over 'Digital Only' Loans

Chris Herbert

May 294 min read

Why Mortgage Brokers Offer Superior Value Over 'Digital Only' Loans

This post explores the value of mortgage brokers compared to "Digital Only" loan products designed to cut brokers out of the transaction.

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The 5 Biggest Home Loan Borrowing Capacity Killers

Chris Herbert

Mar 63 min read

The 5 Biggest Home Loan Borrowing Capacity Killers

Securing a mortgage is a significant step on the path to homeownership, but the journey is riddled with potential pitfalls that can...

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Should you pay off your home or buy an investment property?

Chris Herbert

Oct 4, 20232 min read

Should you pay off your home or buy an investment property?

When it comes to property, there is no one right way of doing things. After a few years of property ownership, homeowners will often...

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Borrowers managing the fixed-rate mortgage cliff

Chris Herbert

Sep 21, 20232 min read

Borrowers managing the fixed-rate mortgage cliff

The fixed-rate mortgage cliff was expected to hit borrowers hard, but according to research so far from CoreLogic, there has been no data...

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Exploring How Low Deposit First Home Buyers Are Building $82,000 Of Equity!

Chris Herbert

Sep 1, 20233 min read

Exploring How Low Deposit First Home Buyers Are Building $82,000 Of Equity!

New data released by the National Housing Finance and Investment Corporation (NHFIC) shows that first home buyers who took advantage of...

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The differences between a good and great Mortgage Broker

Chris Herbert

Aug 14, 20233 min read

The differences between a good and great Mortgage Broker

In this blog post, we will explore the distinguishing qualities that separate a good mortgage broker from a truly exceptional one.

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Mortgage Broker or Your Bank? Exploring the value of brokers in 2023

Chris Herbert

Aug 3, 20234 min read

Mortgage Broker or Your Bank? Exploring the value of brokers in 2023

After witnessing a debate questioning the value of mortgage brokers in 2023 I thought it was a perfect time to explore it in more detail!

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The "Home Guarantee Scheme": What is it and how does it help first home buyers? (Updated For 2023!)

Chris Herbert

Jun 9, 20233 min read

The "Home Guarantee Scheme": What is it and how does it help first home buyers? (Updated For 2023!)

Australia’s Home Guarantee Scheme is a government initiative aimed at helping first-time home buyers enter the property market. While the...

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